Finance Formulator app for iPhone and iPad


4.4 ( 464 ratings )
Business Finance
Developer: Multieducator Inc
1.99 USD
Current version: 4.02, last update: 4 years ago
First release : 21 Oct 2008
App size: 34.97 Mb

120 different formulas make our FINANCE FORMULATOR perfect for you. Whether you are someone who works full-time in finance, a business student or a businessman, this simple program will be an important tool for you. You can save formula results and even e-mail them.

FINANCE FORMULATOR combines a financial dictionary with a financial calculator. The program contains over 100 useful financial calculation formulas. Each formula both calculates the entered values and explains the meaning and importance of those calculations. FINANCE FORMULATOR includes calculation formulas used by consumers (e.g. mortgage and lease calculators), as well as formulas needed by financial analysts, (e.g. Acid Test Analysis, or a Z credit score analysis.) Other areas of formulas found in FINANCE FORMULATOR include: Insurance calculations, interest formulas, stock valuations, bonds, cash flow analysis and sales ratios, investment formulas, debt ratios.

FINANCE FORMULATOR formulas include:
• Accounts Receivable Ratio
• Sales to Receivables
• Average Accounts Receivables
• Accounts Receivables By Assets
• Price Quotes
• Business Analysis
• Inventory Turnover
• Delinquent Sales Outstanding
• Break-Even Analysis-Units
• Customers Needed
• Operating Cycle In Days
• Inflation Adjusted Price
• Sales To Accounts Payable
• Days to Purchase
• Horizontal Analysis
• Working Capital In Days
• Overhead Distribution
• Floor Basis Distribution
• Sales Basis
• Credit Worthiness
• Z Ratio
• Property Tax

CASH RATIOS
• Cash Flow To Total Debt Ratio
• Cash To Current Liabilities
• Cash To Working Capital
• Cash Flow Ratios
• Cash COverage Ratios
• Current Ratio
• Fee Cash Flow
• Net Working Capital

COST OF CAPITAL
• Cost of Debt (Bonds)
• Cost Preferred Stock
• Cost of Common Stock
• Bond Yield
• Cost of Credit
• Effective Annual Yield

DEBT RATIOS
• Acid Test
• Debt Service Ratios
• Interest Coverage
• Asset Utilization
• Accounts Receivables Turnover
• Bad Debt to Sales Ratios
• Debt Ratio
• Debt to Equity

DEPRECIATION
• Depreciation- Yearly S.L
• Declining Value Amount
• Double Declining Value
• Value After Years

Equity Ratios
Investors Capital to Sales
Capital to None-Current Assets
Earnings to Equity
Return on Common Equity
Cash Investment Return
Opportunity Cost
Insurance Calculations
Actual Cash Value
Insurance Reimbursement

INTEREST FORMULAS
• Future Value Daily Interest
• Interest Computation
• Days of Savings Annual Percentage Rate
• A.P.R Installment Loan

INVESTMENTS
• Discounted Value of Note
• Holding Period Return
• Capitalization Rates
• Equivalent Taxable Yield
• Rule 72s
• Number of Years to Double Investment

MORTGAGE
• Monthly Mortgage Payment
• Total Monthly Carrying Cost
• Monthly Points Mortgage Payment

PERSONAL
• Housing Affordability
• Car Lease Payments
• Interest Rate on Car Lease
• Monthly Car Loan Payment
• Tip Calculations
• Amount to Deposit
• Final Sale Price
• Additional Monthly Minimum

SALES RATIOS
• Sales to Debt
• Sales to Current Assets
• Sales to Administrative Costs
• Sales to Cash
• Sales Per Person
• Selling Expenses Vs Net Sales
• Gross Profit Margin
• Profit Margin of Sales

STOCK CALCULATIONS
• Authorized to Issued Shares
• Stock Options Vs Shares Outstanding
• Book Value Per Share
• Price to Earnings Ratio
• Earning Rate on Investments
• Price to Sales Ratio
• Earning Rate on Investments
• Price to Sales Ratio
• Payout Ratio
• Price to Book Ratio

TECHNICAL ANALYSIS
Advance/Decline Line
Advance/Decline Ratio
Arms Index
Breadth Trust
Chande Momentum
Culmative Volume Index
Ease of Movement
Large Block Ratio
Median Price
Public Short Ratio
Confidence Index
Intraday Momentum Index
Typical Price
Money Flow
Money Ratio
Money Flow Index

Pros and cons of Finance Formulator app for iPhone and iPad

Finance Formulator app good for

This is an awesome finance calculator. For anyone who has money moving around or is looking to get a better understanding of their financial standing (especially during this shaky credit slump), Formulator is great for those everyday affordability queries you may get. I approve!
This has replaced my "Loan Shark" app. Its much more comprehensive and complete. Well done developer!
Great start. The major thing missing is the ability to create our own formulas. Im taking business finance and the nuances within the word problems make these formulas not work in some cases and it doesnt have other formulas. If I could add formulas by hotting an add tab and could use the same interface to use them as the formulas provided it would be perfect. Like say I hit add, give it a formula title and type ax+b=c then touch x to highlight it and give that a title so in the ui after choosing which formula it shows the x title and a box to fill in.
By far the best value in its class. The program is very easy to use and the formula explanations are the key to its five star rating. The developer is willing to work with the user which is a rare treat today for such a low priced app. It replaces many apps I was using before. Great Job.
I am amazed at all the formulas that are jam packed into this little app. Amazing. I doubt if I will ever use them all. Nice to know I have this app covering my back. The calculations are correct.
All the formulas are great to have if u work in finance. Just need to be able to add more formulas.

Some bad moments

Very disappointed, the windows for the amounts is very small. If you are putting a loan amount for a mortgage the largest amount you can put in about 5 digits the rest you cannot see. Wish I cpould get my 4.99 back

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